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PLJ 2005 Karachi 83

HABIB BANK LIMITED vs M/s. PAN ISLAMIC STEAMSHIP COMPANY LTD. KARACHI

CitationPLJ 2005 Karachi 83
CourtSindh High Court
Case No.CMA No, 6245 of 2001, CMA No, 9127 of 2001, CMA No, 298 of 2002, CMA No,
Date2005-01-17
Judge(s)Mushir Alam
ResultOrder accordingly

ORDER

1. Listed Application (CMA No, 6245/2001) under Order 1 Rule 10(2) CPC seeks striking off the name of Defendant No, 2(b). Learned counsel appearing for the Plaintiff, Mr. A.R. Akhter, submits that since Defendant No, 2(b) has already been joined pursuant to the direction of this Court, therefore, this Application amounts to review earlier this Court's order. Under the circumstances, the Application is dismissed and disposed off as such.

2. This Application (CMA No, 9127/2001) under Section 10 of the Financial Institutions (Recovery of Finances) Ordinance, 2001 has been moved by the Defendant No, 2(b) seeking leave unconditionally to defend. It is, inter alia, contended by the learned counsel for Defendant No, 2(b) that Defendant No, 2(b) is the widow of deceased guarantor, who is alleged to have executed the Personal Guarantee. According to the learned counsel, Defendant No, 2 has since passed away. No personal liability could be foisted on his legal heirs. Mr. A.R. Akhter, learned counsel for the Plaintiff contends that since the right to sue had survived the deceased; therefore. Defendant No, 2fb) being the legal heir is liable to the extent of the guarantee extended by the deceased. Since such controversy can only be resolved and decided at trial after looking to the guarantee, the Defendant No, 2(b) has, therefore, made out a case for the grant of leave unconditionally. Leave is granted to the Defendant No, 2(b) for consideration whether the L.R of the Defendant No, 2 are liable under the purported guarantee, if at all, executed by her deceased husband. The Application (CMA No, 9127/2001) is disposed off in above terms.

3. Defendant No, 4 has, also filed the leave to defend application to challenge the very maintainability of the suit. Defendant No, 4 has also disputed the signature on the letter of guarantee. In order to adjudicate the issue raised is found on factual and legal controversy.

Accordingly, the application is granted unconditionally. CMA No: 298/2002 stands disposed off in above terms.

4. Through listed Application (CMA No, 299/2002) under Section 10 sub-section (12) of the Financial Institutions (Recovery of Finances) Ordinance, 2001 read with Section 151 CPC, Mr. Saalim Salam Ansari, learned counsel for Defendant No, 7 contends that Defendant No, 7's signature on the guarantee were forged. It appears that the handwriting of Defendant No, 7 was referred to the Handwriting Expert earlier, the Handwriting Expert called for the documents bearing the signature of Defendant No, 7 at the relevant time, the alleged guarantee was executed whereafter through another report dated 13.4.2004 expressed doubt as to the signature of Defendant No, 7 on the guarantee. Mr. A.R. Akhter, learned counsel for the Plaintiff contends that the report of the Handwriting Expert is not conclusive as to the veracity claim made by the Defendant No,

7. Be that as it may, the fact remains that such report do create a doubt on the guarantee. Such issue could only be determined and adjudicated at the trial. Accordingly, Defendant No, 7 is also granted leave to defend the suit. CMA No, 299/2002 stands disposed off in above terms.

5 & 6. CMA Nos, 300/2002 and 301/2002: The Applications appear to have been filed by the legal heirs of the late Mr. A. D. Ahmer by his son and daughter respectively. It is urged by the learned counsel Ms. Sumiya Usmani that the legal heirs are not liable under the purported guarantee which is alleged to have been executed by their deceased father. According to her, right to sue does not survive the deceased. Though Mr. A.M. Akhter, learned counsel for the Plaintiff disputes such facts.

According to him under the terms of guarantee, the legal heirs of such deceased person are fully liable. Such issue can be decided at trial. Since this matter is pending for quite some time for consideration of leave to defend. Therefore, leave to defend is granted to the said Defendants as well. The parties are directed to file issues by consent preferably within a week whereafter the request for appointment of Commissioner to record the evidence of the parties at an early date will be considered. CMA Nos, 300 and 301/2002 stand disposed off in above terms.

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